Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

March 26, 2026 · 9 min read

How Texas MCA Debit Law Changes Bank Verification Software for Funders

Texas's MCA automatic debit prohibition forces funders to rethink payment infrastructure and bank verification workflows.

March 25, 2026 · 8 min read

How Reconciliation Accuracy Reshapes Automated Bank Statement Analysis for Lenders

Why 99%+ reconciliation accuracy on bank statements is the new baseline for MCA lenders, and what it means for your underwriting stack.

March 24, 2026 · 9 min read

Why Humans Fail at Underwriting and Why AI Alone Won't Fix MCA Lending

Upstart's CEO says humans were never good at underwriting. Here's what that means for MCA lenders building AI-powered verification workflows.

March 17, 2026 · 9 min read

How Conversational AI Underwriting Is Reshaping Merchant Cash Advance Decisioning

Conversational AI underwriting is arriving in lending. Here's what MCA funders need to know before adopting chatbot-driven decisioning.

March 16, 2026 · 9 min read

How Purpose-Built AI Models Outperform General LLMs in MCA Document Verification

General-purpose LLMs fall short for MCA document review. Purpose-built AI models deliver the accuracy and auditability lenders need.

March 15, 2026 · 9 min read

How Merchant Growth's $150M Credit Expansion Proves the Case for Automated Bank Statement Analysis for Lenders

Merchant Growth's $150M credit facility expansion signals a scaling inflection point where automated bank statement analysis becomes essential.