Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

March 24, 2026 · 9 min read

Why Humans Fail at Underwriting and Why AI Alone Won't Fix MCA Lending

Upstart's CEO says humans were never good at underwriting. Here's what that means for MCA lenders building AI-powered verification workflows.

March 17, 2026 · 9 min read

How Conversational AI Underwriting Is Reshaping Merchant Cash Advance Decisioning

Conversational AI underwriting is arriving in lending. Here's what MCA funders need to know before adopting chatbot-driven decisioning.

March 16, 2026 · 9 min read

How Purpose-Built AI Models Outperform General LLMs in MCA Document Verification

General-purpose LLMs fall short for MCA document review. Purpose-built AI models deliver the accuracy and auditability lenders need.

March 15, 2026 · 9 min read

How Merchant Growth's $150M Credit Expansion Proves the Case for Automated Bank Statement Analysis for Lenders

Merchant Growth's $150M credit facility expansion signals a scaling inflection point where automated bank statement analysis becomes essential.

March 14, 2026 · 9 min read

How AI Fraud Detection Catches Fabricated Bank Statements in Business Lending

AI document fraud is surging. Here's how MCA lenders can detect fabricated bank statements before they reach underwriting.

March 13, 2026 · 9 min read

How the Saul Shalev Fraud Case Exposes Gaps in MCA Underwriting Best Practices

The Shalev fraud case reveals systemic weaknesses in MCA underwriting. Here's what lenders should fix now.